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  • Listings
    • Search Listings
    • Featured Listings
    • Listing Alerts
  • Buyers
    • Find Your Dream Home
    • Buy with Confidence Guarantee
    • Loan Calculator
    • Buyer Resources
  • Sellers
    • Free Market Valuatiion
    • Our Bold & Unique Guarantees
    • Home Selling Resources
  • Commercial
  • About
    • About On Track Realty
    • About Our President
    • Meet the On Track Team
    • Testimonials
    • Blog
    • Newsletter
    • Past Community Events
    • Recommended Links
  • Career
  • Contact Us
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Buyer Resources

These FREE buyer reports will save you time, money and headaches! Each report offers a unique insight into the buying experience. Download these reports today!

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Home Buying Tips

Home Insurance

by On Track Realty
When purchasing a home, you will need to acquire homeowners insurance. In fact, all lenders will require a policy be in force prior to funding the loan. Make sure you have enough coverage, should anything happen. Policies refer to "replacement costs" that may not cover…
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Buyer Reports

Save Thousands On Interest & Taxes

by On Track Realty
Purchasing a home can save you money very quickly. FIRST, you'll save on taxes because the interest on your home mortgage is tax deductible. If you rent, your landlord gets the break.SECOND, you'll save on interest payments while keeping the great tax advantage.For example…
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Home Buying Tips

Home Wiring Home Buying Tip

by On Track Realty
The type of wiring in residential homes generally depends on when the home was built, where it was built and if it has been updated. In the older homes, knob and tube type wiring was the norm, replaced later by encased plastic-sheathed wiring.In most cases the newer…
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Buyer Reports

Closing Costs Explained Home Buyer Guide

by On Track Realty
Be a Pre-Approved Buyer: A pre-approved buyer always has the advantage in an offer situation. Becoming pre-approved is very easy: you complete your loan application with a credit check prior to beginning your home search process. Pre-approval means that you have actually…
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Home Buying Tips

Thinking of Stucco? Home Buying Tip

by On Track Realty
Many newer homes are now being sided with artificial stucco siding, or EIFS (Exterior Insulation Finishing Systems). This is essentially polystyrene foam with a base coat, reinforcement mesh, then another base coat and then a finishing coat of stucco over the top. This is a…
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Home Buying Tips

Asbestos Concerns

by On Track Realty
Many sales agreements mention asbestos by saying "the buyer is aware asbestos may be used in the construction of this home." This can be a little unsettling. Asbestos is a known carcinogen, and when exposed, tiny particles can be released into the air you breathe. Asbestos…
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Buyer Reports

Questions to Ask Any Agent

by On Track Realty
How long have you been in residential real estate in our area? If they have not been in local real estate for several years, they have not been involved in the cyclical market that has defined our market to date. Along with this, ask how many transactions they average per…
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Home Buying Tips

Plumbing Alert Home Buying Tip

by On Track Realty
You will spot several different types of plumbing systems in any housing market, including our own. Copper, galvanized, rigid plastic, polybutylene, and soft plastic are but a few. Certain systems are more prone to having certain problems.Galvanized water pipe is most prone…
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Home Buying Tips

Lead Paint Home Buying Tip

by On Track Realty
All sellers with homes built prior to 1978 are required to fill out a lead-based paint disclosure form and provide you, the buyer, with a lead-based paint educational booklet in any sale. Lead is a highly toxic metal that was used for many years in products found in and…
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Home Buying Tips

Insulation "R" Values

by On Track Realty
The most important thing to be aware of with insulation, other than the safety issues of urea formaldehyde and asbestos (covered elsewhere), is the R value, or the insulating factor. The higher the number, the better the insulator.Don't be too shocked if the insulation in…
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Home Buying Tips

Home Heating Sources

by On Track Realty
Heating and cooling systems are some of the most important investments you'll ever make in your home. Heating and cooling accounts for 44% of your home's energy use. Various systems include electric, gas, propane, oil, and even wood-fired.The method of distribution can be…
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Buyer Reports

Closing Costs Explained

by On Track Realty
Here is an overview of the types of closing costs you may incur on your loan. Some are one-time fees, while others reoccur over the life of the loan. When you apply for your loan, you will receive a Good Faith Estimate of Settlement Charges, and a booklet that will explain…
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Address

186 Lincoln Highway (Route 27) Edison, NJ 08820
732.494.2211
info@ontrackrealty.com

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